sEGREGATED FUNDS
We tailor Savings and Retirement plans through large-scale companies where our clients have options to choose from different series of Segregated funds that offer guarantees protecting the money invested at maturity and at death. You can recover 75% - 100% of the funds you invested even if the market value of the fund is lower.
Principal Guarantee
Our advisors can help you find the savings and investment strategy best suited to your personal situation during your working years as well as for retirement. (TFSA, RRSP, Non-Registered Savings Plans, RRIF and LIF)
Savings Strategy
Investments in Segregated funds are totally liquid, and clients may add to the funds at any time over the 10-year period – the standard term for segregated funds.
Liquidity
* Segregated funds involve risks and may not be suitable for all investors. Before investing, consider your investment objectives, risk tolerance, and consult with a licensed financial advisor. Past performance is not indicative of future results. Please review the fund documents for full details and seek professional advice if needed.
For those above 18 years of age. TFSA is a unique savings account that allows our clients to grow their savings at a high interest rate and interest income is tax-free, no minimum amount requirements, no current service fees.
Tax-Free Savings Account
The RRSP is a plan that helps you save for retirement. Anyone under 71 years old with employment income is eligible. An RRSP offers multiple tax advantages: not only can you invest money tax-free, you can also deduct all contributions from your taxable income to become eligible for a tax refund.
Registered Retirement Savings Plan
The FHSA is a registered savings account designed to help future homeowners save for the purchase of their first home in Canada. The FHSA allows you to deduct contributions from taxable income and generate tax-free returns, it combines the advantages of an RRSP and a TFSA,
First Home Savings Account
Book an appointment with one of our advisors for a complimentary financial needs analysis.